Best deals as of 6/1/17:
I generally do not recommend getting a hotel credit card unless you have a specific plan to use the points. But assuming you don’t have any specific hotel plans but would like to get something, my top picks would be:
IHG Rewards Club Select Credit Card
- Earn 60,000 bonus points after spending $1,000 within the first three months
- Earn 5,000 bonus points when you add your first AU and make your first purchase
- Free Night after each account anniversary year at over 5,000 hotels worldwide
- Automatic 10% point rebate on redemptions, up to 100,000 points each year
- Earn 5 points per $1 spent after you stay at an IHG hotel.
- Earn 2 points per $1 spent at gas stations, grocery stores & restaurants.
- Earn 1 point per $1 spent on all other purchases.
- No foreign transaction fees on purchases
- $49 Annual Fee, waived first year
- Pays us commission. Try making a dummy paid reservation to get 80k points offer that comes with $50 credit.
A huge selling point of this card is the fact that you get a free night certificate anywhere in IHG chain as long as you renew the card for $49. Some are oceanfront Florida properties that go for $300 per night in peak season. You also get a 10 percent rebate on your redeemed points and Platinum status in the chain, which may give you upgrades on your stays. Both me and my husband have this card and I got my in-laws to sign up for it as well.
We live in Florida and will be able to get a room at any beachfront Holiday Inn with this certificate, a tremendous deal. CLICK HERE to do a search for specific properties near you. The card IMHO is not good for everyday earning, but make sure you charge something like Netflix on it every month. That’s because you don’t want Chase to cancel it for non-usage. And I personally will never cancel it as long as they don’t change the terms.
I recommend this card to everyone in my family. It could make sense to make it your first Chase card, so you can start the clock on renewal certificates.
Here are some other picks I would recommend for a family. IMO none, except Amex SPG and possibly Amex Hilton Surpass are a good fit for everyday spending past the bonus. It doesn’t mean you should cancel them though, because some come with valuable annual perks. Here is the list:
US Bank Club Carlson Signature Visa
You’ll get 85,000 points sign-up bonus after you spend $2,500 in 3 months. The annual fee is $75, not waived.
CLICK HERE to do a search for specific properties. It is probably worth keeping past the first year, since you get 40,000 points upon renewal. If you spend $10K during your cardholder year, you get a free night certificate redeemable at any property in USA.
Chase Marriott Premier Visa
- Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening
- Plus, earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
- Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date!
- Earn unlimited Marriott Rewards points and get Free Night Stays faster
- Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels
- 2 points per $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants. Plus 1 point per $1 spent everywhere else
- The fastest way to earn Marriott Rewards Elite Status. Receive 15 Elite Credits guaranteeing Silver Elite Status or better.
- All for an $85 Annual Fee.
- Pays me commission when you apply through my site.
- CLICK HERE to see Marriott award chart.
There are a lot of hotels in USA that cost 10,000 points per night. So potentially, even a family can get a lot of value from this card. Whether to cancel it or not before renewal will also depend on your situation.
Starwood Preferred Guest from American Express card
Pays me commission. Be aware, American Express will most likely raise this offer in a near future.
- Starpoints® bonus: earn 25,000 bonus points after you spend $3,000 within the first 3 months of cardmembership.
- Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates. Some hotels may have mandatory service and resort charges.
- Free Flights: redeem Starpoints on over 350 airlines with SPG Flights – with no blackout dates
- No limits on the number of Starpoints you can earn
- $0 introductory annual fee for the first year, then $95
If you can find a category 1 (2,000 points per night on weekends) or category 2 (runs at 3,000 points per night on weekends) SPG hotels, you can get an amazing value from the sign-up bonus.
CLICK HERE to see hotels and corresponding categories. Scroll all the way down.
Wyndham Rewards Visa Signature card
- Earn 30,000 bonus points after
your first purchase. Plus, earn an
additional 15,000 bonus points after
you spend $2,000 on purchases within
the first 90 days of account opening.3
- Earn 5 points per $1 spent on eligible
purchases for every participating hotel
stay, Wyndham Vacation Rental North
America properties, and on-property
spend and maintenance fees at Wyndham
- Earn 2 points per $1 spent on eligible
gas, utility and grocery store purchases
(excluding Target® and Walmart®)4
- Earn 1 point per $1 spent on
purchases everywhere else, (excluding
Wyndham timeshare downpayments)4
- Get PLATINUM! Automatically
receive a Wyndham Rewards
PLATINUM Membership and enjoy
these new perks5
- Earn 6,000 bonus points annually
after your account anniversary every year
- No foreign transaction fees
- $75 annual fee
- Pays me no commission. Apply here
The Hyatt Credit Card
You can try to do a dummy booking on Hyatt.com and see if you can get an offer that comes with additional $50 credit. You can also use my personal referral link
- Get 40,000 points after spending $2,000 in 3 months.
- Receive a free night award every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort
- Get 5,000 Bonus Points after you add an authorized user to your account and make a purchase with your card during the first 3 months as a cardmember
- 3 Bonus Points for every $1 spend at Hyatt hotels and resorts
- 2 Bonus Points for every $1 spent at restaurants, on airlines tickets purchased directly from the airlines and at car rental agencies
- 1 point for every $1 spent on purchases anywhere else you use your card
- Keep all the points you earn – your points do not expire as long as your Hyatt Credit Card account is open
- As a Hyatt Cardmember, you’ll enjoy Discoverist status in World of Hyatt for as long as your Hyatt Credit Card account is open
Hilton Honors American Express Ascend Card
- 75,000 points after $2,000 in spend within the first three months
- An additional 25,000 points after you spend an additional $1,000 within the first six months
- Annual fee of $95, not waived
- 12X Hilton Honors Bonus Points at hotels and resorts in the Hilton portfolio worldwide
- 6X Hilton Honors Bonus Points at U.S. supermarkets, U.S. restaurants, and U.S. gas stations
- 3X Hilton Honors Bonus Points on all other eligible purchases
- 10 free priority pass lounge passes
- Complimentary Hilton Honors gold status. Earn Diamond status after spending $40,000 in purchases within a calendar year
- One Weekend Night Reward at a hotel or resort in the Hilton portfolio after spending $15,000 in purchases on the card in a calendar year
- No foreign transaction fees
- Apply here (direct link)
- 32,000 Choice points after spending $1,000 in 90 days
- Earn 8,000 anniversary bonus points every year you spend $10,000 or more
- Earn 15 points per $1 spent at eligible Choice Privileges locations
- 10% point bonus every time you purchase a stay with Choice Hotels
- Earn 5 points per eligible $1 spent on the purchase of Choice Privileges points or Choice Hotels gift card purchases
- Earn 2 points per $1 spent anywhere else
- Elite Gold Status
- No Annual Fee
Leana is the owner and founder of Miles For Family. She enjoys beach vacations and visiting her family in Europe. Originally from Belarus, Leana resides in central Florida with her husband and two children.