This is a quick post to alert readers to an issue I’ve experienced recently. So, last September I got approved for Amex Delta Gold credit card. Then, just a few months ago, I got a pre-approved email offer for business version of the same product. I went ahead and applied, and to my delight, the […]

Some of you may have read my old post from 2015,  The paradox of choice in miles and points hobby. It was inspired by book “The paradox of choice: why more is less”. The premise is that there are two types of people: maximizers and satisficers. Maximizers are those who obsess about every single decision, […]

As some of you probably know, next year my family of seven (including in-laws) is planning a trip to Japan. See my series of posts here I can’t tell you how relieved I was to have all the flights finally booked via miles. There is a huge question mark when it comes to my father-in-law’s […]

If you are like me and are used to applying for multiple credit cards each year, you’ve probably noticed that getting approved is tough these days. I’ve had a ton of rejections lately, even from obscure banks. It’s not all doom and gloom, of course. For example, few months ago, I got approved for business […]