I recently got a request to outline a strategy on how a family of five can fly to Europe close to free. I’ve had some interaction with this particular reader, so I know some specific information that pertains to her situation. For example, I know that her preferred airport is Dallas and that her children […]
Does CITI Have a Black List?
A few weeks ago, I made a list of cards that I personally would consider renewing. Sometimes, though, things are not quite so cut and dry when it comes to an annual fee. Occasionally, there are situations where I feel on the fence about a specific card and call and try to get a retention […]
Miles and Points, Nonconformity
1. Transfer SPG points to AAdvantage before July 31st, and get a 20 percent bonus on top of the built-in 5,000 miles per each 20,000 point transfer. So, each 20,000 SPG points=30,000 AAdvantage miles. More details HERE (hat tip Flyertalk) US Airways has an identical promotion going on as well. 2. A $50 coupon for a […]
Which Cards Should You Use for Manufactured Spending?
I’ve mentioned before that I don’t do any manufactured spending. To my new readers: It’s when you buy prepaid money products with the sole purpose of earning points, then cash them out, rinse and repeat. I have several reasons for that, which I’ve mentioned in this post. The biggest one: The opportunities for m/s (short […]
Miles and Points, Mrs. Bear
1) Check this thread on Fatwallet for phone numbers and web links to see the status of your recent credit card applications. You may want to scroll down for an updated info. 2) A deal from Officemax that lets you save $15 on $300 Visa gift cards. You can make a profit by using […]
When is an Annual Fee Worth it For Most Regular Families?
Nope, Chase Sapphire Preferred is NOT on the list. This topic comes up quite frequently on blogs in the industry. Usually, though, many cards that make the cut have lounge access and other perks I couldn’t care less about. I’ve said many times that low spenders and infrequent travelers should be very picky when renewing […]
