Serve Card Did Not Serve Me Well

So, I finally  got myself Serve. I need to meet a minimum spend on quite  a few cards, and my regular bills just aren’t sufficient. This is what happens when you get greedy. To add to my happiness/misery, Discover sent me an offer I couldn’t refuse. All I had to do is spend $1,000 before the…

The Low Hanging Fruit of Manufactured Spending

At the moment manufactured spending is the most popular subject on Flyertalk and this blogging industry in general. I’ve said many times  that majority of my target readers probably won’t do much of it, if any at all. I do try to link to manufactured spending news and even write posts about it on occasion.…

Manufactured Spending for Dummies

No, I do not think y’all are dummies! This is an extra post for the week. One of my readers mentioned on Monday that it would be helpful to give definitions of some manufactured spending abbreviations used in this hobby. I agree. My post on the best cards  suited for this activity was quite popular.…

Which Cards Should You Use for Manufactured Spending?

I’ve mentioned before that I don’t do any manufactured spending. To my new readers: It’s when you buy prepaid money products with the sole purpose of earning points, then cash them out, rinse and repeat. I have several reasons for that, which I’ve mentioned in this post. The biggest one: The opportunities for m/s (short…

Points and Deals Update

1) I wanted to mention an important quirk of Capital One Venture Rewards card. The travel charge has to be equal to or less than the amount  in available rewards, in order to redeem. For example, $430 travel bill=43,000 points. If the amount is $500, you’ll have to charge an additional $3500, since the card…

Meeting Minimum Spending Requirements for an Average Joe

Ok, this  has nothing to do with intelligence level!  I’ve mentioned before that I don’t do any manufactured spending. A lot of people engage in this type of activity in order to be able to collect  several sign-up bonuses at once. Personally, I don’t recommend it for a regular family where both spouses have full-time jobs…

The Opportunist, the Hoarder and the Survivalist

In my earlier post I explained a bit what manufactured spending was and mentioned that I don’t participate in it. Some people do and that is totally fine. But here are my reasons: 1) First and foremost, some banks don’t like it. I really don’t want to risk my relationship with Chase  or any other…