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For many people during this unprecedented time, collecting miles and points is the last thing on their minds. I get it! Cash is king right now.
Many of the credit cards I’ve used for collecting miles and points are also great ways to collect cash back. Plus, there are other credit cards that focus solely on cash back from purchases.
Our partners at Travel Freely have helped us make it easy to organize a collection of cash back credit cards (see here). While some of the cards are in our affiliate network, many are not (and we don’t care–we want you to get the card that is best for you!) Here are a few highlights from the list: (Note: These offers are current as of today, but are subject to change.)
Chase Ink Business Preferred
If you own a small business, the Chase Ink Business Preferred (non-affiliate link) has one of the highest sign-up bonuses around. The 80,000-point sign-up bonus can be converted to over $700 in cash back after factoring in the $95 annual fee. You must spend $5000 over three months in order to get the bonus. This is the first card I plan to apply for when I get under 5/24.
Chase Sapphire Preferred
This personal card is an old favorite for miles as well as cash back. The bonus of 60,000 points (after spending $4000 in three months) can be converted to over $500 cash after factoring in the $95 annual fee. My husband and I have both owned the Chase Sapphire Preferred card.
American Express Blue Cash Preferred
This card comes with a $250 cash back bonus after spending $1000 in the first three months. It gets 6% cash back at supermarkets and 3% back at gas stations. The Amex Blue Cash Preferred card (non-affiliate link) also comes with 0% interest on purchases for 12 months.
Capital One Spark Cash for Business
If you own a small business, the Capital One Spark Cash for Business card (non-affiliate link) is pretty straight-forward. The bonus is $500 after spending $4500 in the first three months. Earn 2% cash back on all purchases, plus the $95 annual fee is waived the first year.
Are you focusing on cash back cards? Or, are you still collecting miles and points for future travel?
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Nancy lives near Dallas, Texas, with her husband and three kids. Her favorite vacations include the beach, cruising and everything Disney.