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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Upcoming Changes to Sign-Up Bonus on Citi Thank You Premier

January 20, 2016 By Leana 7 Comments

My reader mr.S has just alerted me to this news and I saw it reported on One Mile at a Time blog. Apparently, the sign-up  bonus on Citi Thank You Premier will change on January 28th. I don’t receive any direct communication from Citi bank, so can’t confirm the accuracy. Assuming it’s correct, what does […]

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Am I Being Irrational in Using Diamond Status to Get a Suite at Hyatt Regency Coconut Point Resort?

January 19, 2016 By Leana 14 Comments

You may remember how through a series of unusual and quite fortunate events, my husband became a Diamond Hyatt member. He had exactly zero points in his account and probably has no clue what Hyatt even is. And yet, he is now their most prized customer. Why does it matter? Well, Hyatt Diamond is probably […]

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An Update on $350 Annual Fee on Prestige With CitiGold Account

January 15, 2016 By Leana 1 Comment

Well, the plot thickens. Several readers have pointed out that the info on billing the fee every January is incorrect. I called Citi again and the new agent confirmed that people are billed individually according to when they opened the CitiGold account. This differs from what I was told originally, but no surprise there. I […]

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On Cactus and Koala, Sweaty Gym Guy and Importance of Being Unique

January 15, 2016 By Leana 4 Comments

Oh yeah, the title is as “clickbait” as it gets. Guilty as charged. Reader Erik, this one is for you! So, last week my kids had this interesting conversation. You see, our son is really attached to my husband and constantly complains that daddy should stay at home instead of going to work. He cries […]

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CitiGold Account Holders Are Charged $350 Annual Fee on Citi Prestige Every January (See Update)

January 14, 2016 By Leana 6 Comments

An update: Citi rep gave me incorrect info. See my new post on the subject. You may remember my December post highlighting 50K points promo on CitGold account.  An amazing deal, no doubt. But there is one wrinkle which recently manifested itself. Here is the comment I got from one of my readers: I wasn’t […]

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Should You Buy Delta Miles or Airline Gift Card to Trigger the Credit?

January 13, 2016 By Leana 9 Comments

I got an email from a reader and wanted to share it with you: “I recently applied for a targeted offer on Delta Amex card that is giving me 60,000 miles but it’s costing me $200.00 (annual fee).  But I get a $100 statement credit if I spend $100 on a Delta purchase within first […]

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