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I am really smitten with my new Capital One Venture X Card (see this post for more details on the card). I’m still working on my minimum spending to get my 100k bonus miles, but I’m getting close. I just added my 17-year-old son as an authorized user on the card. Why?
Giving a Teenager a Credit Card?
Well for starters, my son is driving himself to school, tennis tournaments and his job. I would not feel comfortable with him NOT having a credit card on-hand for gas or other car emergencies. He is already an authorized user on one of my credit cards, which will help him build his own good credit.
However, the reason I added him as an authorized user on my Capital One Venture X card has nothing to do with gas. It’s all about the airport lounges.
The Capital One Venture X card comes with Priority Pass airport lounge access for the cardholder and two guests. It also grants access to Capital One lounges like the new one at DFW Airport. In addition, authorized users get their own Priority Pass membership and access to the Capital One lounge.
Since I have some upcoming trips alone with my three kids, my own card would only get two of my kids in with me. Giving my oldest son his own card as an authorized user allows us all to take advantage of lounge access together.
Edited to add: My son will have to wait a few months to get his Priority Pass membership. Officially, he must be 18 to get his own PP card.
I’m not a huge airport lounge user. But when we have a long wait, it’s so much nicer to wait in an airport lounge with free food and comfortable chairs. I do plan on checking out the DFW Capital One lounge on my next flight out of DFW.
Nancy lives near Dallas, Texas, with her husband and three kids. Her favorite vacations include the beach, cruising and everything Disney.