Which Cards Should You Use for Manufactured Spending?

I’ve mentioned before that I don’t do any manufactured spending. To my new readers: It’s when you buy prepaid money products with the sole purpose of earning points, then cash them out, rinse and repeat. I have several reasons for that, which I’ve mentioned in this post. The biggest one: The opportunities for m/s (short…

Miles and Points, Mrs. Bear

  1) Check this thread on Fatwallet for phone numbers and web links to see the status of your recent credit card applications. You may want to scroll down for an updated info. 2) A deal from Officemax that lets you save $15 on $300 Visa gift cards. You can make a profit by using…

When is an Annual Fee Worth it For Most Regular Families?

Nope, Chase Sapphire Preferred is NOT on the list. This topic comes up quite frequently on blogs in the industry. Usually, though, many cards that make the cut have lounge access and other perks I couldn’t care less about. I’ve said many times that low spenders and infrequent travelers should be very picky when renewing…

Points and Deals Update

1) I wanted to mention an important quirk of Capital One Venture Rewards card. The travel charge has to be equal to or less than the amount  in available rewards, in order to redeem. For example, $430 travel bill=43,000 points. If the amount is $500, you’ll have to charge an additional $3500, since the card…

All Is Well With Wells Fargo Propel

Well, at least for my husband’s application, as I  haven’t heard about mine yet. Sorry, I couldn’t help myself with the title! It’s a “bored/desperate housewife” thing… Anyway, Wells Fargo Propel Amex card has been on my list of bonuses for over a month now. I’m not really all that familiar with the issuing bank,…

Miles and Points, Marriage Proposal

1) In case you’ve missed my previous post, the bonus on Capital One Venture Rewards card has been increased to 40,000 miles. It does pay me commission. I couldn’t decide on whether to apply for Venture card or Wells Fargo Propel. Pulled the trigger on both…and they went to pending status. Sad face. Will update…