Well, comrades, it’s that time of the year again! No, I’m not talking about kids going back to school (approved!!!) Actually, my son just started pre-school and it has been gut-wrenching. He is crying and begging me not to take him there each morning. I told him he needs a good education so he doesn’t […]
My Flexible Points Envy
Hey, isn’t there a blog that goes by similar name? I’ve written quite a few times how important it is not to put all your miles in one “basket,” and focus on accumulating flexible points instead of currency tied to one specific program. Because I constantly collect bonuses, I usually transfer my points to a […]
Sick and Tired of This Hobby? Get These Credit Cards!
Yes, with exclamation mark. No, they do not pay me commission or end with a Plus. So, you are sick and tired of constantly switching credit cards. In fact, you are done with credit, period. Plastic causes you to overspend and you know it. You have decided to join the ranks of Dave Ramsey followers […]
Amex Everyday Preferred Vs. Chase Sapphire Preferred
Well, it was inevitable. I told myself I would’t go there again, but my arch nemesis (aka Chase Sapphire Preferred) keeps taunting me. I keep seeing in blogs and comments how this card is worth $95 annual fee for everyone. OK, let’s settle this once and for all. The post is a bit of a […]
Which Cards Should You Use for Manufactured Spending?
I’ve mentioned before that I don’t do any manufactured spending. To my new readers: It’s when you buy prepaid money products with the sole purpose of earning points, then cash them out, rinse and repeat. I have several reasons for that, which I’ve mentioned in this post. The biggest one: The opportunities for m/s (short […]
New Amex EveryDay Preferred
Personal referral link for Amex Everyday Preferred Yesterday I mentioned the introduction of two new Amex cards. That is always good news, because it gives more choices to consumer. The sign-up bonus is not substantial, but are they a good fit for a regular family in the long term? It depends on your preferences. Take […]