I’ve mentioned many times how much I hate paying annual fees on  credit cards. I do whatever I can to avoid them. There are exceptions, like Chase IHG MasterCard and US Bank Club Carlson Signature Visa. But those two cards give me perks upon renewal, so I don’t mind shelling out my husband’s hard earned […]

If you’ve  been participating in this hobby long enough, you probably noticed one running theme: Use your credit card for everything. If you don’t, you are leaving miles and points on the table. I have stressed that fact many times. But is it really always the best advice?  As with everything in life, the answer […]

In April, we are planning on visiting some relatives in North Florida. Originally, I reserved a Holiday Inn Express located only ten minutes away from their home. The price is a bit steep at 20,000 points per night, and we need two rooms since my in-laws are coming as well. I really hated the idea […]

Ahh, the gift cards! We have a love/hate relationship. On the one hand, it’s hard to argue with saving 10% or more on things I plan to buy anyway. I’ve been a huge fan of Giftcardgranny and bought gift cards ranging from Olive Garden to Lowe’s, while saving a ton in the process. On the […]

If you’ve ever been to the islands of Hawaii, you might be familiar  with Merrie Monarch festival that takes place in Hilo, Big Island. This year, it’s set to begin on April 5th and end on April 11th. It’s a huge event that includes hula competition and other festivities. Many Hawaiians  fly in, and the […]