When you think of Florida, you probably associate it with Disney, beaches and cruises to Caribbean. And that’s a big part of life here, no question about. But there is a different Florida, the heartland with swamps, cypress trees and cows. That’s where we live. It couldn’t be more different from glitz and glamour of […]

Premium cards are a tough “sell” when it comes to normal family in America. And for a good reason. There is usually a big hurdle to overcome, namely, a sizable upfront annual fee.  It is a big issue, no doubt. Not everyone can cough up $400 or more for the privilege of “free” travel. Some […]

Right now the blogosphere is probably buzzing in excitement over the increased 75k offer on Citi Prestige, that was supposed to go live yesterday. And hey, I admit, there is a good reason for all the hoopla. It’s the highest ever publicly available bonus on this particular product. Plus, with latest tightening of Chase and […]

As it goes with many of my passion projects, this one started on a whim. One day I just decided I wanted to blog and that was it. No technical or business  experience, no long-term plan, and I was going to write in English, my second language. I just felt like I had something to […]