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Will you say “Thank You” for this post?

Update: this offer expired.

There is a very attractive promo for a new checking account from Citibank, floating around the web. It gives 400 dollars worth of gift cards through CITI “Thank you” program, after fulfilling all the terms. As I mentioned before, this site will focus on points of any kind, and for my family, dollars are the most desired points of all.

 I usually redeem Thank You rewards  for Walmart gift cards, since those are hard to find at a discount. That is where I usually shop for my family. A couple of things to be aware of: sometimes CITI does pull your credit for this type of accounts, so you might get an inquiry. But I do think, that even with a potential inquiry, the offer is worth it.

Also, you have to jump through some hoops, so be prepared for that. I hope things have changed, but in the past I had a really hard time closing a checking account with CITI. Just completely infuriating, many phone calls and a couple of letters.

There is  also a fee associated with it, when you don’t have a 50000 dollars in the account. Reports on Flyertalk indicate though, that the fee is waived for the first 2 months, but YMMV. I still think it’s a worthwhile promo, even if you get stuck with a 30 dollar fee for one month. But be aware, CITI is very uneven. You might get your points in a week after fulfilling requirements, or in  3 months.

Also, it does say, that you are not eligible, if you received a bonus within the last 2 years. On the plus side, reports indicate, that CITI will not send a 1099-MISC form, since it’s below 600 dollars in value. So you will not owe tax on this points promo. I am debating  whether to pull the trigger. If only it was Chase, sigh…

Here is the link to the offer: LINK  (wait a few seconds, because at first it shows an error).

And here is the link to the discussion on Flyertalk. I suggest you look at it as well: LINK

I don’t get any commission, if you apply. Offer ends on 10/31/2013, so you have some time to think about it.

Photo credit goes to wilkepedia.com

Open

START A NEW CHECKING RELATIONSHIP & EARN UP TO

30,000

THANKYOU® POINTS

Open an eligible Citibank Checking relationship and within 60 days after account opening:

  • Enroll in Citi ThankYou® Rewards.
  • Complete 1 qualifying Bill Payment and Direct Deposit for 2 consecutive months.1

Manage

USE CITI’S DIGITAL SERVICES
FOR AN ADDITIONAL

+10,000

THANKYOU® POINTS

Within 60 days after new account
opening:

  • Download the Citi MobileSM App & log in
  • OR
  • Sign up for Paperless Statements.2

(This bonus assumes completion of new account opening bonus requirements)

Receive

ENJOY UP TO A TOTAL OF

=40,000

THANKYOU® POINTS

ThankYou Points can be redeemed for up to $400 in gift cards.

Points can also be redeemed for merchandise, travel, cash rewards and much more.

SEE IMPORTANT DETAILS BELOW

Start by choosing which checking relationship is right for you:

You can earn 30,000 ThankYou® Points, redeemable for up to $300 in gift cards.
You can earn 10,000 ThankYou® Points, redeemable for up to $100 in gift cards.
You can earn 10,000 ThankYou® Points redeemable for up to $100 in gift cards.
Offers available for accounts opened online, at your local branch or by phone.
To apply by phone, call 1-866-583-6706 and mention code CZC4.

Author: Leana

Leana is the owner and founder of Miles For Family. She enjoys beach vacations and visiting her family in Europe. Originally from Belarus, Leana resides in central Florida with her husband and two children.

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