…of credit cards. I’ve mentioned before in this post that I don’t follow a 91-day churn rule. I think it’s more crucial for those who get 6-8 cards at one time, and we don’t fall in that category. However, I am very picky about what cards I get and at this time don’t settle for […]
IHG vs. SPG
I see most blogs in this industry recommending signing up for Amex SPG right now. It comes with 25000 SPG points after spending $5000 in 6 months. I would have to disagree. If you are going to get one, it really would be best to wait till summer. American Express will almost certainly increase the […]
Should your family go for Gold?
I am very confident that my long-term cards list (not bonus list) provides the best overall combination for 90 percent of middle class families in America. But there is always that other 10 percent which I also would like to cover. As you have noticed, all of the cards on that list (other than the […]
My non-contrarian contrarian argument
I know from the affiliate report that some of my readers got an Amex SPG card when the bonus was increased to 30000 points. By next August you will have to decide whether to pay the renewal fee of 65 dollars or not. Assuming you are not the type to beg for fee waiver. […]
Why I value SPG point at 1.3 cents
Update: this offer is currently 25000 points, which is why its not on my Best Deals page. Also, I have increased the value of SPG point to 1.5 cents due to some adjustments in the hotels categories. Currently there is an increased offer for Amex Starwood Preferred guest credit card, available through September 3rd. It […]