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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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(Now Reduced) Earn $300 Bonus on Certain Chase Cards from Rakuten Shopping Portal (CSP Included)

May 5, 2025 By Leana Leave a Comment

a hand holding a credit card

If you’ve been waiting to apply for 100k points offer on Chase Sapphire Preferred (will likely expire on May 12th), you are in luck. Right now, you can get an extra $300 on top of the signup bonus by using Rakuten shopping portal. I believe Doctorofcredit blog was the first to post on this opportunity.  […]

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My Surprising Credit Card Denial

May 5, 2025 By Nancy 6 Comments

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Last week, I was so excited about the news that Cardless no longer has a “one card per lifetime” rule (see this post). I already have the TAP Miles & Go Amex card from Cardless, and I couldn’t wait to add another card to my wallet to earn a sign-up bonus. So imagine my disappointment […]

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May 2025 Transfer Bonuses

May 2, 2025 By Nancy Leave a Comment

a pile of money with letters on them

Several transfer bonuses have been announced for this month already. Transfer bonuses between flexible miles/points to specific airline and hotel loyalty programs are a great way to make your miles and points go further. Let’s take a look at May 2025 transfer bonuses. Capital One 20% Transfer Bonus to Qantas Frequent Flyer Capital One has […]

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Alaska & Philippine Airlines Unveil Partnership, Cardless New Rules and More

May 2, 2025 By Nancy Leave a Comment

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Travel news from around the web: Alaska & Philippine Airlines Unveil Partnership: This is great news for people looking to book award travel from USA to Asia. See this post on One Mile at a Time. I’m not sure this partnership will be live in time for me to book my next flight to Asia, […]

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How many miles and points do I own? 2025 edition

April 30, 2025 By Nancy 1 Comment

Last year around this time, I divulged my miles and points balances in a blog post. Since then, my husband and I have opened 4 new credit cards to earn more miles. See Beginner’s Guide: 7 Steps to Free Travel with Miles and Points. We’ve also spent a significant chunk of points on our upcoming […]

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Why I Jumped on the Amex to Hawaiian Airlines Speculative Transfer Bandwagon

April 29, 2025 By Nancy 6 Comments

a plane on the runway

I’m sure many of you have read on other blogs that people are speculatively transferring American Express Membership Rewards points to Hawaiian Airlines. Leana did it earlier this year (see this post). After hemming and hawing about it for a while, I finally pulled the trigger on this speculative transfer myself. Why Transfer Amex to […]

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