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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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PSA: Transferring Flexible Points Doesn’t Extend Validity of Miles Earned from Bank of America Credit Card

July 18, 2025 By Leana Leave a Comment

The image is a screenshot of an Air France account activity overview. It shows a total of 74,153 miles, with 73,153 miles valid until October 23, 2025, and 1,000 miles valid until July 18, 2027. The account has 0 XP. There is a note indicating that it can take a couple of weeks for activities to appear in the overview. Below, there are details of "Capital One Regular Miles" with +1,000 miles and +0 XP dated July 18, 2025, and "Surplus XP available on the XP counter" with +0 miles and +0 XP dated November 1, 2024. The Air France logo and navigation options are visible at the top, and the website URL is shown at the bottom.

This is an issue  I’ve faced today, so I wanted to write a post in case you are dealing with a similar situation. A few years ago, my husband applied for Bank of America Air France/KLM credit card. It was done mainly for the signup bonus, and I had no use for the miles at […]

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Oh No, I Didn’t! Another 2025 Trip Booked

July 17, 2025 By Nancy 3 Comments

A wooden pier extends over a calm lake, leading towards two large, green mountains in the background. The sky is overcast, and the water reflects the mountains and sky, creating a serene and peaceful scene.

Yes, I did. I booked another trip for later this year using miles. I couldn’t help myself. The destination: Guatemala, Central America. In college, I spent a summer and winter in Guatemala. Most of my time was in Quetzaltenango and San Lucas Toliman (on the side of Lake Atitlan). But I also visited Guatemala City, […]

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Whoa: How Did We End Up with Five (!) Ultra Premium Credit Cards?

July 16, 2025 By Leana 2 Comments

a hand holding money on fire

When it comes to paying huge annual fees on credit cards, I always tend to err on conservative side as far as perks/coupons are concerned. Priority Pass can be useful, but only if you actually fly. Monthly Uber (and Uber Eats) credit is relatively easy to use, but the company may stop serving my area […]

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Highlights of our Tokyo Shenanigans

July 15, 2025 By Nancy 4 Comments

A scenic view featuring a traditional Japanese pagoda in the foreground, with a cityscape and lush green trees below. In the background, Mount Fuji rises majestically under a partly cloudy sky.

This is a continuation of my Japan/China trip report. See also Back from China and Japan Trip! 5 Takeaways, Worth it: JAL Premium Economy Award Seats, Better Than Expected: AA Premium Economy Shanghai PVG to DFW, Hits and Misses from our day at Tokyo DisneySea, Take this Line and Shove It (Literally): Shanghai Disneyland Hits […]

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My First Chase Points Boost Redemption

July 14, 2025 By Nancy 4 Comments

This image shows a flight booking option for "First Or Business" class. The price is $349 or 17,424 points, reduced from 23,233 points. It includes seat assignment, checked bags, and a carry-on bag. Ticket refund is not available, but ticket change is allowed. There is only one seat left.

I’ve been collecting Chase Ultimate Rewards points for many years now. The vast majority of the time, I’ve transferred those points to hotel and airline partners for free-ish travel. The new Points Boost from Chase recently rolled out with the changes to the Chase Sapphire cards. When you book through Chase Travel, some redemptions will […]

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80k AA Credit Card Bonus, Bilt Ditching Wells Fargo and More

July 11, 2025 By Nancy Leave a Comment

a street sign with trees in the background

Earn 80,000 Miles with Citi AAdvantage Platinum Card, Plus Waived Annual Fee for First Year: This is a great offer on this American Airlines credit card, especially since the $99 annual fee is waived the first year. See this post on Miles to Memories for all the details. Bilt Launching Three Cardless Credit Cards, Ditching […]

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Recent Posts

  • PSA: Transferring Flexible Points Doesn’t Extend Validity of Miles Earned from Bank of America Credit Card
  • Oh No, I Didn’t! Another 2025 Trip Booked
  • Whoa: How Did We End Up with Five (!) Ultra Premium Credit Cards?
  • Highlights of our Tokyo Shenanigans
  • My First Chase Points Boost Redemption

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