You’ve seen me link to Doctor of Credit site quite a few times. I honestly believe it’s the most useful and up-to-date resource currently available in The Hobby. And no, I’m not being a weasel. William (the founder) and I have had our disagreements in the past. But I have to give credit where Credit is due (pun intended).
Basically, if there is a non-affiliate offer that pays extra $5, these guys will hunt it down and bring it back to life if necessary. As far as I’m concerned, Doctor of Credit blog exists solely for the purpose of cheating me out of my commission. If I sound bitter, well, that’s because I am, darn it! But I digress…
Of course, there is more than just one “doctor” in the house. While most are familiar with Will, not too much is known about Chuck, the mysterious and (I’m sure) dashing contributor. Some have speculated that Chuck is a figment of Will’s imagination, his blogging alter ego (kind of like my Julia). Others have said that he is actually a 14-year old boy-wonder living in India, whom Will pays $1 per post. Chuck, if this is the case, come write for me. I’ll pay you $2!
So, I’ve taken it upon myself to find out who Chuck is and what makes him tick. Don’t worry, I made sure to include an “average family” angle. Introducing the man behind the image (which makes me kind of dizzy):
1) So, Chuck, how and when did you come across The Hobby?
2) What made you want to become a contributor at DoC?
3) You guys work extremely hard to stay on top of all the latest news. I’m sure it means being connected to internet and constantly following sites like Slickdeals, Flyertalk and Fatwallet, not to mention the plethora of other miles and points blogs. Any tips on how to stay productive and still have a life?
4) Any predictions on how this hobby will evolve in few years? Do you think MS will go by the way of dinosaurs?
5) If you could only keep 3 credit cards in your wallet with no possibility of ever signing up for another one, what would those be?
- Amex Blue Cash Preferred (BCP) There had to be an Amex as one of the 3 since I value highly the added protections offered by Amex. I’m sort of torn between the BCP and the Old Blue Cash (OBC); currently, I’d choose the OBC due to the higher limit of category spend, but looking 5-10 years down the road I think it’s likely that the card will be phased out completely and converted into Blue Cash Everyday. For that reason, I settled on the BCP as my ‘lifer’ pick. For someone who travels more than I do, the Everyday Preferred may be a better option.
- Chase INK Plus This card has some great category bonuses, plus it has the ability to transfer to travel partners. Also, I’d want one card that does not have a foreign transaction fee and this card has that benefit.
- Citi Double Cash This would be for all-around everyday spend which doesn’t fall into the categories of the other 2 cards.
6) You’ve probably seen my list of best long-term cards for a middle-class family. Do you agree or disagree with my analysis? What would you change? Hit me with your best shot!
7) Since I write for busy families, my “go to” advice is to focus on maximizing rewards via everyday spending and getting few sign-up bonuses per year. Can you add other tips on how you can achieve maximum ROI with a minimum amount of effort?
Leana is the founder of Miles For Family. She enjoys beach vacations and visiting her family in Europe. Originally from Belarus, Leana resides in central Florida with her husband and two children.