1) Discounted awards on Air France are announced for September and October. The program partners with Membership Rewards (instant transfer). Fuel surcharges are fairly low for flights to Europe. More info HERE (h/t Loyalty Lobby blog)
2) Once a year Capital One has a promotion for opening new accounts, and now is such a time. Keep in mind, they pull your credit for checking account application, but not for savings. Offer valid for new sign-ups only through July 3rd.
I personally got in on these offers in the past and the bonuses posted fairly quickly. You can get $76 for a new Savings account for yourself and $25 for getting one for your child. You can click via my referral link if you wish, which would give me $40. Thanks for your support. (h/t Points and Pixie Dust blog)
3) You can use Chase Freedom to redeem 25,000 points for a Southwest flight with a value of up to $335. No Chase Sapphire Preferred, Ink or Bold cards required. Usually Southwest flights don’t show up on Kayak.com or other search sites. You’ll have to call in to get this benefit. (h/t Million Mile Secrets blog)
4) You might be able to get $10 off $200 Amex gift card purchase with Amex Sync. Read this post with instructions on how to do it.
Also check “offers for you” in your Amex profile.
5) An increased offer for Amex Premier Rewards Gold Business card, offering 50,000 points. The info and link, which pays no commission HERE (h/t Doctor of Credit)
6) An update for my applications for Capital One Venture Rewards and Wells Fargo Propel cards, as promised.
Capital One: Denied, got a letter in the mail. The score quoted from Equifax was 763 (excellent). All three agencies were pulled. The reasons for denial: Too many inquiries in the last 12 months and too many newly opened accounts. Total inquiries from Equifax in the last 2 years: eight, last 12 months: four. As you can see, not that many, really. Called and tried to reverse the decision without success.
The conclusion: Capital One has become very sensitive to new inquiries.
Holly from ClubThrifty blog reports that her husband was approved and she was denied, even though the info was almost identical. Interestingly, she put self-employed status just like I did. Coincidence? You decide. This card pays me commission in case I haven’t talked you out of it!
Wells Fargo: Got a letter requesting pay stubs. I called and explained that I’m self-employed and most of the money is made by my husband. I was asked to fax last 2 tax returns and was assured that the application would be approved after that. Also, the rep said they destroy all sensitive information immediately. Not sure if it’s true, but I hope so.
Decided to go ahead and do it, but white-out kids’ info on the tax return, since Wells Fargo doesn’t need it. Will update on the final decision. Four hundred dollars is a lot of money to me, but is it enough to risk identity theft? Sound off and tell me if I’m crazy!
Update: Please, see the comments section where one of my readers describes her experience with Wells Fargo employee stealing her father’s identity.
Leana is the founder of Miles For Family. She enjoys beach vacations and visiting her family in Europe. Originally from Belarus, Leana resides in central Florida with her husband and two children.