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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Points and Deals Update

July 1, 2014 By Leana 18 Comments

1) Discounted awards on Air France are announced for September and October. The program partners with Membership Rewards (instant transfer). Fuel surcharges are fairly low for flights to Europe. More info HERE (h/t Loyalty Lobby blog) 2) Once a year Capital One has a promotion for opening new accounts, and now is such a time. Keep in […]

Filed Under: Uncategorized Tagged With: amex, Capital One, Chase Freedom, Wells Fargo

Which Cards Should You Use for Manufactured Spending?

June 30, 2014 By Leana 7 Comments

I’ve mentioned before that I don’t do any manufactured spending. To my new readers: It’s when you buy prepaid money products with the sole purpose of earning points, then cash them out, rinse and repeat. I have several reasons for that, which I’ve mentioned in this post. The biggest one: The opportunities for m/s (short […]

Filed Under: Uncategorized Tagged With: Amex EveryDay Preferred, credit cards, manufactured spending

When is an Annual Fee Worth it For Most Regular Families?

June 25, 2014 By Leana 25 Comments

Nope, Chase Sapphire Preferred is NOT on the list. This topic comes up quite frequently on blogs in the industry. Usually, though, many cards that make the cut have lounge access and other perks I couldn’t care less about. I’ve said many times that low spenders and infrequent travelers should be very picky when renewing […]

Filed Under: Uncategorized Tagged With: Chase Sapphire Preferred, credit cards, family travel, IHG, points

Points and Deals Update

June 24, 2014 By Leana 4 Comments

1) I wanted to mention an important quirk of Capital One Venture Rewards card. The travel charge has to be equal to or less than the amount  in available rewards, in order to redeem. For example, $430 travel bill=43,000 points. If the amount is $500, you’ll have to charge an additional $3500, since the card […]

Filed Under: Uncategorized Tagged With: Capital One, CITI, manufactured spending

All Is Well With Wells Fargo Propel

June 23, 2014 By Leana 4 Comments

Well, at least for my husband’s application, as I  haven’t heard about mine yet. Sorry, I couldn’t help myself with the title! It’s a “bored/desperate housewife” thing… Anyway, Wells Fargo Propel Amex card has been on my list of bonuses for over a month now. I’m not really all that familiar with the issuing bank, […]

Filed Under: Uncategorized Tagged With: credit cards, flyartalk, miles, points, Wells Fargo

Miles and Points, Marriage Proposal

June 20, 2014 By Leana 7 Comments

1) In case you’ve missed my previous post, the bonus on Capital One Venture Rewards card has been increased to 40,000 miles. It does pay me commission. I couldn’t decide on whether to apply for Venture card or Wells Fargo Propel. Pulled the trigger on both…and they went to pending status. Sad face. Will update […]

Filed Under: Uncategorized Tagged With: Daily getaways, family, miles, points

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