Premium cards are a tough “sell” when it comes to normal family in America. And for a good reason. There is usually a big hurdle to overcome, namely, a sizable upfront annual fee.  It is a big issue, no doubt. Not everyone can cough up $400 or more for the privilege of “free” travel. Some […]

Right now the blogosphere is probably buzzing in excitement over the increased 75k offer on Citi Prestige, that was supposed to go live yesterday. And hey, I admit, there is a good reason for all the hoopla. It’s the highest ever publicly available bonus on this particular product. Plus, with latest tightening of Chase and […]

As it goes with many of my passion projects, this one started on a whim. One day I just decided I wanted to blog and that was it. No technical or business  experience, no long-term plan, and I was going to write in English, my second language. I just felt like I had something to […]

While hotel points are great, most of the time, they are only a good fit for a family of four, max. And even then, sharing one room isn’t ideal. I can tell you, we are getting to the point where our kids will  need their own bedroom. Sure, some programs  allow you to redeem points […]