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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Eight Strategies to Maximize Value on Economy Awards (2018 Edition)

June 25, 2018 By Leana Leave a Comment

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This industry is primarily focused on aspirational type of travel. To be clear, there is absolutely nothing wrong with  redeeming miles and points only on fancy hotels/first-class seats, or chasing after showers in the sky. If that’s your thing, who am I to judge? Few years ago I’ve  encouraged my in-laws to splurge on upfront […]

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Testing out New Amex Bonus Qualification Tool (Hilton Honors Card)

June 22, 2018 By Leana 5 Comments

a screenshot of a credit card

Last week I’ve mentioned that Amex has recently installed a new bonus qualification tool. Short version: when you apply for a card, it will tell you if you are ineligible to receive the sign-up bonus. I was a bit skeptical on whether you can actually trust it 100% (still am), but there is no question […]

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Why Now Is the Best Time to Load up on AAdvantage Miles

June 21, 2018 By Leana 4 Comments

I’m sure you’ve seen many bloggers say that AAdvantage domestic sAAver availability has gone down the toilet in the last few years. And it’s 100% true. It is especially hard to spot non-stop award tickets on flights that don’t leave at 5 AM. Those are like a unicorn. That being said, last year I was […]

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Is a Hawaiian Luau Worth the Money? KA WA’A Luau Review

June 20, 2018 By Nancy 11 Comments

Is a Hawaiian Luau Worth the Money? KA WA'A Luau Review

My family visited Hawaii in 2015 and again a few months ago for Spring Break 2018. Before our first trip, I researched various luaus on Oahu to determine if we should attend one. Many reviews on Hawaii travel forums actually discouraged people from going to luaus. People complained that the food was never good, the […]

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I’m Happy to Pay Annual Fees on these Cards (and One I would Never Renew)

June 19, 2018 By Leana 22 Comments

I absolutely hate annual fees, and it takes a lot to convince me to hang on to  premium card past the sign-up bonus. That said, I pay quite a bit of $ each year to renew certain products, and regularly re-evaluate whether the benefits are still worth our hard-earned money. They better be. But before […]

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Should You Convert Your Chase Sapphire Reserve/Preferred to Chase Freedom after August 26th?

June 18, 2018 By Leana 4 Comments

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I think we can all agree that one of the most valuable perks of certain premium cards is built-in travel insurance. I’ve seen more than one person say  it’s the main reason they keep renewing Chase Sapphire Reserve or Chase Sapphire Preferred. Even though I’m a bit paranoid about relying on credit cards for my […]

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