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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Upgrade Offer for Upcoming Andaz Papagayo Stay

October 2, 2019 By Nancy 9 Comments

Hyatt Andaz Papagayo vs. Hyatt Ziva Cap Cana Punta Cana for Points Redemption

My family of five is traveling to Costa Rica early next year for spring break. My husband and I each spent our points from the World of Hyatt credit card for five nights at the Hyatt Andaz Peninsula Papagayo Resort. Since we booked on points using two accounts, we each requested connecting rooms on our […]

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How Do You Top a Trip Like That?

September 30, 2019 By Nancy 7 Comments

a river running through a valley with buildings and mountains

Last week, I wrapped up the trip report of my summer trip to Australia and New Zealand with a post about Hot Water Beach and Cathedral Cove. ICYMI, you can also read about our time in Sydney, Taupo and Rotorua (Part 1 and Part 2) as well as our hotel, house rental and campground experience. […]

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Ouch! DCL Eliminates OBC for OBB

September 27, 2019 By Nancy 5 Comments

Which Disney Cruise Line Ship is Best for First-timers?

Disney Cruise Line announced today to travel agents that guests who do an on-board booking (OBB) will no longer receive on-board credit (OBC) from DCL on future cruises. Until this announcement, guests received $200 OBC for a 7-night or longer future cruise and $100 OBC for a 6-night or shorter future cruise pus 10% off […]

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Babies on Seat Map, Hyatt Partners with Cruise Line, Why Miles and Points Really Matter

September 27, 2019 By Nancy 2 Comments

a beach with rocks on the sand

Japan Airlines Add Babies to Seat Maps: Japan Airlines has a new feature on its online seat maps. It now shows a baby icon in seats where children under age 2 are sitting. I think this is a nice feature. When I picked my family’s seats from DFW to Sydney, I avoided the rows near the […]

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Disney Cruise Line Announces Early 2021 Itineraries

September 26, 2019 By Nancy Leave a Comment

Five New Things We’re Trying on Our Next Disney Cruise

This morning, Disney Cruise Line announced itineraries for early 2021. Although sailings were announced today, cruises aren’t open to book to the general public until next Thursday, October 3, 2019. However, there is a tiered booking system before that for Castaway Cay members as follows: Monday September 30th: Platinum Castaway Club members & Disney’s Golden […]

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Why I Recommend the Citi Double Cash Card

September 26, 2019 By Nancy 7 Comments

a pile of paper money

Last week in an online moms’ group, the discussion was about how to make ends meet when one spouse quits work to become a stay-at-home parent. Speaking from experience, I know this transition is difficult both emotionally and financially. One mom shared that she makes extra money by charging everything to a credit card that […]

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