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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Amtrak Mastercard 50k Bonus–Highest Ever!

August 4, 2021 By Nancy 14 Comments

34 Hours on Amtrak California Zephyr

See our Advertiser Disclosure and Editorial Note here. Usually once a year, the bonus on the Bank of America Amtrak credit card increases. Right now, the bonus is 50,000 points. That is the highest offer we’ve seen on this card! Details on the Amtrak Guest Rewards World Mastercard The Amtrak Guest Rewards World Mastercard (non-affiliate link) […]

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How We Became 100% Debt Free (Including Mortgage!)

August 2, 2021 By Nancy 30 Comments

a woman standing on a beach with her arms raised

See our Advertiser Disclosure and Editorial Note here. As of last week, my husband and I are 100% debt free. We made our final mortgage payment, and we have zero debt. It feels fantastic! We lived in our first house for 6 years and our current house for 11 years. That’s 17 years of mortgage payments! […]

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Masks Are Back at Disney, the 5 Most Comfortable Airlines for Flying Economy and More

July 30, 2021 By Nancy Leave a Comment

Travel news from around the web: Masks are Back at Disney Parks: As of today, face masks are now required indoors again at Disney World and Disneyland. See this post from TPG. When my family visited Disney World in late May, masks were still required. Disney followed the CDC recommendations to allow vaccinated to be […]

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Making the Most of Summer Break with a Free Night Cert Staycation

July 29, 2021 By Nancy 6 Comments

See our Advertiser Disclosure and Editorial Note here. Leana’s post a few weeks ago about how she is using up her remaining hotel certificates reminded me that I still have one to use before the end of the year. I got an additional free night certificate last year from Hyatt for staying in five different Hyatt […]

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My Latest Credit Card Application and Result

July 28, 2021 By Nancy 2 Comments

a credit card with a chip

See our Advertiser Disclosure and Editorial Note here. After a bit of a dry spell with credit cards during 2020, I’m back on track to earning even more miles and points for travel. My husband and I just finished the minimum spending on our two new cards from earlier this summer. So, I started exploring my options […]

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Disney Cruise Line Announces New Sailing Protocols, but It’s Impossible to Make Everyone Happy

July 26, 2021 By Nancy 7 Comments

Is Scrooge McDuck Sailing This Ship? Crazy 2019 DCL Prices

See our Advertiser Disclosure and Editorial Note here. A few days ago, Disney Cruise Line announced new sailing protocols based on safety measures during the Covid-19 pandemic. DCL fans have been patiently waiting for this announcement for a long time. While other cruise lines announced new protocols weeks/months ago, DCL had been quiet until now. The […]

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