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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Hyatt Regency Grand Cypress: a Good Candidate for Your Renewal Hyatt Certificates

August 24, 2022 By Leana Leave a Comment

a pool with lounge chairs and umbrellas

A few weeks ago, my family had a chance to spend a weekend at Hyatt Regency Grand Cypress resort in Orlando. My husband’s cousin has taken her kids there a few times, and they all enjoyed it. So, when I happened to have two Hyatt renewal certificates with no specific plans to use them, I figured […]

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Amazing Iceland: Wide Open Spaces, Blue Lagoon and Cooking Eggs in a Geyser

August 18, 2022 By Leana 3 Comments

a group of people in a pool with Blue Lagoon in the background

Back from Europe: a Crazy/Amazing Rollercoaster of a Trip Why Montenegro Was the Perfect Choice for My Recent Family Reunion  Review of Popovic Apartments in Kotor, Plus Hotel Points Options in Montenegro  Why I Loved and Hated Paris at the Same Time Review: Hotel Eiffel Blomet in Paris  Amazing Iceland: Wide Open Spaces, Blue Lagoon […]

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My “Keep Vs. Cancel” Credit Card Dilemma

August 10, 2022 By Leana 12 Comments

a vacuum cleaner and money on a wood floor

I pay a lot of annual fees each year. I’ve written a post on it a few years ago, so won’t repeat myself. For the most part, the same principles still apply. The fee better come with a valuable perk, or else it goes on a chopping block. That’s why I mostly keep cards that […]

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Why I Booked a Cruise Now (When We Can Least Afford It)

August 3, 2022 By Leana 10 Comments

a large cruise ship docked at a beach

See our Advertiser Disclosure and Editorial Note here. I like to say that there is usually an exception to every rule. However, I’ve always felt it’s reckless to book a trip when you don’t have the money on hand to pay for it. Sure, if it’s your loved one’s dying wish to fulfill a bucket-list dream, […]

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Lots of Rejections, but I’m Now a Proud Owner of Best Western Credit Card

July 27, 2022 By Leana 10 Comments

a screenshot of a credit card

See our Advertiser Disclosure and Editorial Note here. When it comes to applying for new credit cards, my general strategy can be described as “throw it against the wall and see what sticks.” Obviously, I’m mindful of various rules the banks have and try not to waste hard pulls. But I’ve been surprised in the past […]

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Using Miles and Points for a Family Trip to Japan (My 4th Attempt!)

July 20, 2022 By Leana 8 Comments

a screenshot of a flight schedule

See our Advertiser Disclosure here. It’s July, so it’s time for my annual tradition: Booking next year’s flights to Japan via miles and points. Countless hours will be spent on research and tracking down the award seats, possibly in vain. Am I a masochist? Perhaps. But I prefer the term “optimist.” Maybe this time things […]

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