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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Reflecting on the Mesa Card Fiasco and the Risks We Take in this Hobby

December 17, 2025 By Nancy Leave a Comment

a hand holding a white chess piece

A few days ago, the Mesa Homeowners Card abruptly went out of business. This is a card I’ve mentioned before on the blog and was thinking about getting “someday”. It was an attractive zero-annual-fee card because it offered points on mortgage payments (didn’t have to be charged on the card) and 3X points on property […]

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Use It Or Lose It: Pay Attention to Calendar Year Credit Card Benefits About to Expire

December 15, 2025 By Nancy 2 Comments

a pile of one dollar bills

The trend with miles and points credit cards over the past few years has been the introduction of high annual fee cards with lots of “perks” to offset those high fees. I’m not a fan. I’d rather just have no or low fees an skip most of those “perks”. But, it is what it is. […]

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Triple Dipping, Busted in the Bahamas and More

December 12, 2025 By Nancy 5 Comments

two black mugs with white text on a white tray

It’s Triple Dip Time! This post on Travel on Points explains the math behind triple dipping on a new credit card you open in December. In theory, this can be done with any card that offers benefits that renew with the calendar year (instead of cardmember year). American Grandma Busted in Bahamas for Accidentally Bringing […]

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Increased Bonuses on Qatar Visa cards (up to 100k Avios)

December 10, 2025 By Nancy Leave a Comment

a pile of money with letters on them

Both of the Qatar Visa cards (by Cardless) have increased welcome bonuses. Non-affiliate links to both cards here. Qatar Airways Privilege Club Signature Credit Card 20,000 bonus Avios after the first transaction 45,000 bonus Avios after spending $3500 in the first 90 days 4X Avios on Qatar purchases 4X Avios on restaurants through Feb 4, […]

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My latest credit card approval!

December 8, 2025 By Nancy 6 Comments

a close-up of a word written in sand

The year is coming to a close, but I managed to squeeze in one more credit card application to earn miles and points for free travel. My family has a few international trips planned for 2026-2027, so I need all the miles I can get. See my Beginner’s Guide: 7 Steps to Free Travel with […]

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Two Airlines Increase Award Prices, Mesa Adds New Transfer Partner and More

December 5, 2025 By Nancy Leave a Comment

a building with a boat in the water

Two Airlines Increase Prices on Award Flights: This week, Turkish Airlines increased the cost of award flights. Previously, you could book an award flight from US mainland to Hawaii on a Star Airlines partner for as low as 10,000 miles. Now, that price is 25,000 miles. Ouch! See this post on Loyalty Lobby for the […]

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Recent Posts

  • Reflecting on the Mesa Card Fiasco and the Risks We Take in this Hobby
  • Use It Or Lose It: Pay Attention to Calendar Year Credit Card Benefits About to Expire
  • Triple Dipping, Busted in the Bahamas and More
  • Increased Bonuses on Qatar Visa cards (up to 100k Avios)
  • My latest credit card approval!

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