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We show middle class folks (like us) how they can leverage their good credit score to finally take that long-awaited trip. Travel isn’t free but we can help you take trips for pennies on the dollar!

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Rumored Citi Strata Elite Details, New Hyatt Calendar and More

July 21, 2025 By Nancy 2 Comments

The image shows the word "MONDAY" in white capital letters on a textured gray background.

(Rumor) Citi Strata Elite Details: This week (or maybe next week), Citi will launch the new Citi Strata Elite credit card. Various blogs are reporting leaked benefits/welcome bonuses for this card. See this post on Doctor of Credit. Finally: World of Hyatt Rolls Out New Points Availability Calendar: It’s always nice when a website improves […]

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Oh No, I Didn’t! Another 2025 Trip Booked

July 17, 2025 By Nancy 4 Comments

A wooden pier extends over a calm lake, leading towards two large, green mountains in the background. The sky is overcast, and the water reflects the mountains and sky, creating a serene and peaceful scene.

Yes, I did. I booked another trip for later this year using miles. I couldn’t help myself. The destination: Guatemala, Central America. In college, I spent a summer and winter in Guatemala. Most of my time was in Quetzaltenango and San Lucas Toliman (on the side of Lake Atitlan). But I also visited Guatemala City, […]

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Highlights of our Tokyo Shenanigans

July 15, 2025 By Nancy 4 Comments

A scenic view featuring a traditional Japanese pagoda in the foreground, with a cityscape and lush green trees below. In the background, Mount Fuji rises majestically under a partly cloudy sky.

This is a continuation of my Japan/China trip report. See also Back from China and Japan Trip! 5 Takeaways, Worth it: JAL Premium Economy Award Seats, Better Than Expected: AA Premium Economy Shanghai PVG to DFW, Hits and Misses from our day at Tokyo DisneySea, Take this Line and Shove It (Literally): Shanghai Disneyland Hits […]

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My First Chase Points Boost Redemption

July 14, 2025 By Nancy 6 Comments

This image shows a flight booking option for "First Or Business" class. The price is $349 or 17,424 points, reduced from 23,233 points. It includes seat assignment, checked bags, and a carry-on bag. Ticket refund is not available, but ticket change is allowed. There is only one seat left.

I’ve been collecting Chase Ultimate Rewards points for many years now. The vast majority of the time, I’ve transferred those points to hotel and airline partners for free-ish travel. The new Points Boost from Chase recently rolled out with the changes to the Chase Sapphire cards. When you book through Chase Travel, some redemptions will […]

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80k AA Credit Card Bonus, Bilt Ditching Wells Fargo and More

July 11, 2025 By Nancy Leave a Comment

a street sign with trees in the background

Earn 80,000 Miles with Citi AAdvantage Platinum Card, Plus Waived Annual Fee for First Year: This is a great offer on this American Airlines credit card, especially since the $99 annual fee is waived the first year. See this post on Miles to Memories for all the details. Bilt Launching Three Cardless Credit Cards, Ditching […]

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July 2025 Transfer Bonuses

July 10, 2025 By Nancy Leave a Comment

a pile of money with letters on them

Several June transfer bonuses carry over to this month but expire in a few days. We have two new transfer bonuses for July so far. New: Chase 50% Transfer Bonus to Marriott From now through August 15, 2025, get a 50% transfer bonus from Chase Ultimate Rewards to Marriott Bonvoy. Chase points are worth a […]

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