A Business Credit Card Worth Considering: Capital One Spark Cash

If you have small business or a side hustle, earning miles and points with a business credit card is a great way to boost your stash. Capital One just added back a business card with a decent cash back (or potentially miles) bonus.

It’s Back: Capital One Spark Cash

Capital One has several version of the Spark Cash card, and I have the Capital One Spark Cash Select card myself (see this post). But the original Capital One Spark Cash card (non-affiliate link) is back with a solid welcome offer:

• Get $750 cash back after spending $7500 in the first 3 months
• If you own a Capital One card that earns miles (like the Venture Rewards or Venture X cards), you can transfer the cash back to that card to convert to miles ($7500 cash back is 75,000 Capital One miles)
• 2% cash back on every purchase
• 5% cash back on hotels and rental cars booked through Capital One Travel portal
• No foreign transaction fees
• $95 annual fee waived for the first year

I love Capital One miles for award travel. I’ve transferred my miles to British Airways and Air France/KLM Flying Blue in the past. Capital One transfer partners include:

• Aeromexico Club Premier
• Air Canada – Aeroplan®
• Cathay Pacific – Asia Miles
• Avianca LifeMiles
• British Airways Executive Club
• Choice Privileges®²
• Emirates Skywards
• Etihad Guest
• Finnair Plus
• Flying Blue
• Qantas Frequent Flyer
• Singapore Airlines KrisFlyer
• TAP Miles&Go
• Turkish Airlines Miles&Smiles
• Virgin Red
• Wyndham Rewards
• EVA Air – Infinity MileageLands
• ALL – Accor Live Limitless

The downside to this business card is that it may show up on your personal credit report and affect your Chase 5/24 status. Your mileage may vary.

h/t MilesTalk

Author: Nancy

Nancy lives near Dallas, Texas, with her husband and three kids. Her favorite vacations include the beach, cruising and everything Disney.