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Earlier today, I received an email from Hyatt outlining a new promotion on my World of Hyatt credit card. Here are the details:
Earn up to 5000 World of Hyatt bonus points for spending in the month of February. Transactions must be $1 or more, but charges can be in-person purchases, automatic charges or contactless payments.
You must register for the promo here.
5000 points is enough for a free night stay at the lowest category Hyatt property. I estimate these points to be worth around $75.
Low Hanging Fruit, or a Waste of Time?
Essentially, you have to make 50 transactions on your World of Hyatt Card to get all 5000 points. For some folks, that might be easy. But for others, it’s a pain in the butt.
Right now during the pandemic, I’m hardly going into any stores. I’ve got Walmart groceries on free delivery, and most other things we order on Amazon. Coming up with 50 transactions in one month would be a stretch, not to mention I’d spend more money tipping delivery people if I break my grocery orders into smaller pieces. While we do have some automated monthly bills, I’m not inclined to take the time to change them over to Hyatt for this promotion.
So to take advantage of this promotion, I’d have to spend more time and effort (and exposure to people) than I’d like. But the biggest question is: How badly do I want/need these extra points?
My husband and I currently have 3 Hyatt free nights that expire at the end of 2021. We don’t have any solid plans to use those nights, and our existing 2021 lodging plans are in rental houses and condos. If I really did want a quick way to earn 5000 World of Hyatt points, it would be much easier to make purchases at an office supply store on my Chase Ink card for 5X rewards and transfer to Hyatt.
You Decide
Only you can decide if the effort is worth the reward. I recommend registering for these types of promos regardless, because you never know if you may change your mind. Also, keep in mind your travel goals and the opportunity cost of moving spending to a different credit card. What better rewards could you be missing out on?
Readers, how many bonus points is enough to persuade you to put monthly spending on a different credit card?
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Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Author: Nancy
Nancy lives near Dallas, Texas, with her husband and three kids. Her favorite vacations include the beach, cruising and everything Disney.
This is definitely a low-hanging fruit for me, and something I will for sure take advantage of. My plan is to simply do Amazon reloads on my account in $1 increments. It is annoying and will take 20 minutes or so per card, but 5,000 Hyatt points are worth it. I prefer points because they don’t have to be used right away. Since I was planning on transferring UR points for Hyatt resort in Bonita Springs anyway, the promo is great news. I spend a ton on Amazon, so $100 credit will be spent rather quickly. I think everyone should take advantage of it, even if they don’t normally use Hyatt points, since you can always transfer them to miles, albeit at a not so favorable ratio.
@Leana You make some good points. You’re not worried about scrutiny from Chase? That’s what is holding me back. That, and my non-existent plans for Hyatt in the next year.
I don’t imagine Chase would even notice, but who knows? Normally, banks flag really large purchases, not $1 transactions. Their fear is that folks are running up credit they won’t be able to afford to repay. I know Amex definitely doesn’t care, as I’ve been doing it on my Everyday Preferred card in order to satisfy 30 purchases per month requirement. Of course, in credit card world there are no guarantees, but still. Also, something to keep in mind is that this promo is run by Hyatt, not Chase. It states that fact in the terms of the offer. So, my assumption is that Chase won’t care if you choose to “maximize” it via $1 purchases. Hyatt states explicitly that purchases have to be $1 or more. Of course, they are hoping you will use the card for everything, but it’s not required. That’s why to me, it’s a total no-brainer. Still, I suppose there is always some risk, but that’s true for everything in this hobby. Technically, banks can shut down our accounts at any time, for any reason.
I’m in the same boat with 3 free nights and no travel plans but I did register even if I get less purchases. Also February is a short month so getting 50 transactions can be challenging!
DoC has a good idea of reloading your Amazon card with $1.01 with 1 cent increments.
I’ve been collecting Amx MRs for over 3.5+ years and when I first started, I blew right past the 5/24 within a few months before I found out about it (not published). So, for myself, I don’t have any Chase cards (I have Hyatt & ING – got these just before going on the 5/24). Currently, I am at 12/24.
@GBSanDiego Thanks for commenting. I have so much invested in Chase (bank accounts and cards) that I’m not comfortable with the Amazon card reload for the promo. I wouldn’t want to attract any negative attention from Chase. But, I’m sure it will work fine for most.