Best Credit Cards

Make Sure to Charge Something on Your Club Carlson Visa the Month your Annual Fee Hits!

This is really more of a PSA than a post. It’s something you may already know, but I personally wasn’t aware of. Few days ago, I wrote a post on why I decided to renew our co-branded Club Carlson credit cards. I also mentioned that for some reason, my husband’s 40,000 points have been in “pending” status for over two months. A mystery indeed. Well, I just got a response from US Bank (click on the screenshot to make it bigger):

us bank response

Interestingly, the terms of the credit card indicate that you simply have to make (at least) minimum payment during the month when annual fee hits:

club carlson fee

Since I paid my husband’s $75 fee in-full the same month it was posted, I assumed that would be sufficient. Wrong! I have a Netflix recurring charge on my credit card which is why I got my points within a month. So, if you are planning on renewing your US Bank Club Carlson Signature Visa, make sure you have a small charge posted on the same statement. Amazon $1 gift card will do.

This hobby can sure be confusing at times, which is why it’s good to follow up on things rather than waiting needlessly and hoping for the best. Well, that’s all for today, folks!

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Author: Leana

Leana is the owner and founder of Miles For Family. She enjoys beach vacations and visiting her family in Europe. Originally from Belarus, Leana resides in central Florida with her husband and two children.

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3 thoughts on “Make Sure to Charge Something on Your Club Carlson Visa the Month your Annual Fee Hits!

  1. Pingback: An Unexpected Windfall of Club Carlson Points from US Bank, and Why That Program Rocks (Sometimes) | Miles For Family

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